Not really a coherent thought, but an observation: I'm looking at the bill from LabCore where I had blood tests a couple weeks ago. The original bill was $784.97. The "discount" for being "in-service" made the final bill, paid by insurance, $82.63.
With that kind of "discount", I have o ask: What was the real cost for doing the blood tests, and how much of that $784.97 was pure bullshit?
Also, why not allow HSA's to be contributed to and used by all instead of limiting contributions to those with HDHPs? Maybe $2000 per person deductible isn't "high" for someone making six digits, but after paying in 12.78% (and increasing next quarter AGAIN) of M's gross home on insurance we seldom use only to be hit with a $2000 deductible and 20% co-pay the first time we DO have to go to the doctor is pretty damn high to us.
You won't get any complaints about Kaiser from me. What few experiences we had with them in NoCal were positive. It was all just checkups except for when I saw a retina specialist, so maybe it is different if one has a chronic condition.
no subject
With that kind of "discount", I have o ask: What was the real cost for doing the blood tests, and how much of that $784.97 was pure bullshit?
Also, why not allow HSA's to be contributed to and used by all instead of limiting contributions to those with HDHPs? Maybe $2000 per person deductible isn't "high" for someone making six digits, but after paying in 12.78% (and increasing next quarter AGAIN) of M's gross home on insurance we seldom use only to be hit with a $2000 deductible and 20% co-pay the first time we DO have to go to the doctor is pretty damn high to us.
You won't get any complaints about Kaiser from me. What few experiences we had with them in NoCal were positive. It was all just checkups except for when I saw a retina specialist, so maybe it is different if one has a chronic condition.